It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Related Content Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic.